According to the National Highway Traffic Safety Administration (NHTSA), 94% of all motor vehicle accidents in the United States are caused by driver error. While vehicle malfunction and environmental factors, such as faulty brakes or heavy rain, can cause crashes, most often, collisions are caused by something that a driver did – or failed to […]
The Importance of Having Uninsured and Underinsured Motorist Coverage in California
Picture this scenario: you’re in a fender bender on the freeway. You’re sore, but can get out of the car and walk to talk to the driver who rear-ended you. The other driver tells you that he doesn’t have insurance. What can you do? If you have uninsured/underinsured (UM/UIM) coverage, you could file a claim […]
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